How It Works

The procedure of applying for a payday loan or cash advance from LoansAssist.Net has been simplified to the most possible extends. Our aim is to make application procedure for you hasteless and quick. Our on-line application form is upright and can be filled out within 5 minutes.

1) Application.

Simply click apply, complete our no-obligation loan application and click submit. Your application started to be processed. After studying the information provided in your application and acknowledging of the cash amount requested, we will find you a lender company which will meet your requirements. After your request has been approved by a lender company, a pre-qualified loan offer will be proposed to you. We may also ask you to fax to your payday loan lender some information, which we were unable to confirm in your application.

2) Approval.

After your information has been approved and confirmed by a lender, attentively review your requested cash amount and terms and rates of the loan agreement. If the terms and rates of agreement match your expectations, just put e-signature as a confirmation of your consent. Until the agreement is signed you are not obliged to accept the loan offer and may terminate the process any time you want.

3) Results.

Once approved, your funds are deposited into your bank account by way of direct deposit. Funds will be on your bank account the same day or the next business day.

Please be aware that you are obliged to settle your loan. The loan amount plus fees will be withdrawn from your bank account under your agreement with the lender. Usually, a loan repayment date is the next pay day (normally between 14 and 31 days after your application has been submitted).


Please read carefully: The website doesn't make loans! It is not a lender or any lender's agent, representative or broker. The site has not influence on the lenders and isn't responsible for any lender's actions or inactions. With the help of our website any interested person can be connected with the lenders from its network. The site receives compensation from its lenders, often based on a model like Google AdWords connects the consumer with the highest available bidder.

The service is not available in all states. The consumer will not be accepted if this service is prohibited in his state or there are not any lenders from our network there.

Making decision to obtain loan the consumer submits his personal information to our service and automatically gives the right to verify of driver license number, social security number or checking his credit history by using major credit bureaus such as Experian, Equifax and Trans Union.

Lender's Disclosure of Terms: The lender must disclose to the borrower any documents which contained all fees and rate information about the loan being offered, including late-payment fees and rules on the possibility to renew, rollover, refinance your loan. The site is not able to control the terms and rules which may be offered by a lender. You are urged to be aware of any agreement terms.