Rates and Fees

Using our service is perennially free. All finance charges and fees vary by lenders and depend on your credit history. ByFafella is not a lender it just allows potential consumer to be able to find credit offer from our network lenders. In order to this, we use information a borrower submits the form.

The complete disclosure of terms

If you find the lender that will accept you, please, pay attention to learn your loan agreement before singing it. The lender must disclose all fees and rate interests and provide all required documents pertaining to the loan being offered. You must be aware of availability of any late payment fees or conditions under you may be permitted to refinance, renew or rollover your loan. You are kindly requested to refuse any loan offer with rates you can't repay.

Past due payments policy

We encourage you to look carefully at your loan agreement with the current lender before signing. Payment policies may vary by lenders. All lenders must observe local state laws, rules, and regulations regarding past due payment fees. It is now vital to study local state laws before concluding an agreement.

Non-payments policy

In case of insolvency to repay loan lender has the right to apply additional fees and charges in accordance with signed agreements and particular state laws. ByFafella.com always tries to cooperate with reputable lenders stayed faithful to using lawful, fair, sensible approaches to pursue collection of funds not paid to lenders.

Loan Renewal Policy

Study the lender's terms in regard to renewal options before signing the loan agreement. If the renewal are allowed the cost of rollovers may add undesirable amounts to final loan price, especially when coupled with late fees and interest rates.

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Please read carefully: The website doesn't make loans! It is not a lender or any lender's agent, representative or broker. The site has not influence on the lenders and isn't responsible for any lender's actions or inactions. With the help of our website any interested person can be connected with the lenders from its network. The site receives compensation from its lenders, often based on a model like Google AdWords connects the consumer with the highest available bidder.

The service is not available in all states. The consumer will not be accepted if this service is prohibited in his state or there are not any lenders from our network there.

Making decision to obtain loan the consumer submits his personal information to our service and automatically gives the right to verify of driver license number, social security number or checking his credit history by using major credit bureaus such as Experian, Equifax and Trans Union.

Lender's Disclosure of Terms: The lender must disclose to the borrower any documents which contained all fees and rate information about the loan being offered, including late-payment fees and rules on the possibility to renew, rollover, refinance your loan. The site is not able to control the terms and rules which may be offered by a lender. You are urged to be aware of any agreement terms.