What are the benefits?

Fast The speed at which the cash may be wired to your bank account is one of the main benefits. Usually, the money you requested is available at your bank account on the same day you have applied or next business day. This can provide valuable assistance if you are currently short in money and you need to cover some unexpected costs or need money for an emergency. Simple The application process is very simple and understandable. It will take no more than 5 minutes to fill in an application and you do not have waste time posting or faxing documents to the loan provider, as it usually required by high street loan companies. Poor Credit History A poor credit history is not an obstacle on the way of getting a payday loan. This is because a person's credit history is not a crucial point in decision-making process of payday loan companies. As soon as you meet the application criteria you have a rather high probability of getting a payday loan. In the current financial climate the majority of lenders are unwilling to provide loans to people with poor credit history, pay day loans are the only way for many people to obtain credit. Use of the Loan Money You do not have to tell the payday loan provider the purpose of getting a loan. You can use the money for whatever you want. You may need money in an emergency which can not wait until payday for instance; emergency medical or dental treatment, to settle a bill quickly, extra spending money on holiday or even for a romantic weekend away. The choice is yours as long as you make the repayment due on the repayment date. No Upfront Costs There are no upfront costs connected to a payday loan. You are not obliged to pay any money back until the repayment day specified in loan agreement.

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The service is not available in all states. The consumer will not be accepted if this service is prohibited in his state or there are not any lenders from our network there.

Making decision to obtain loan the consumer submits his personal information to our service and automatically gives the right to verify of driver license number, social security number or checking his credit history by using major credit bureaus such as Experian, Equifax and Trans Union.

Lender's Disclosure of Terms: The lender must disclose to the borrower any documents which contained all fees and rate information about the loan being offered, including late-payment fees and rules on the possibility to renew, rollover, refinance your loan. The site is not able to control the terms and rules which may be offered by a lender. You are urged to be aware of any agreement terms.